Salary calculator 2026
Enter a salary — see the income tax, social payment, stamp duty and the amount in hand. Current rates for Armenia.
Funded pension participation
2026 rates. The result is indicative — vacation pay, benefits and dismissal settlements are calculated differently.
Our clients get this breakdown for every employee right in WhatsApp — automatically.
About the bot Are you the employer? We run the payrollHow salary is taxed in Armenia in 2026
Four payments are withheld from a salary in Armenia: income tax, the social (funded pension) payment, the mandatory health-insurance contribution and the stamp duty. The employer withholds all of them — the employee receives the net amount.
Income tax is a flat 20% of gross salary. Employees of tax-privileged IT companies pay 10%.
The social payment for mandatory participants (born 1974 or later) and those who joined voluntarily before July 2018: 5% on a base up to ֏500,000 (the state adds another 5%), and 10% of the base minus ֏25,000 above it. The base is capped at ֏1,125,000 (15 minimum wages), so the payment tops out at ֏87,500. Those who joined voluntarily after July 2018 pay a flat 5%, capped at ֏56,250.
The health-insurance contribution applies from 2026: nothing up to a ֏200,000 salary, ֏4,800 between ֏200,001 and ֏500,000 (the state adds ֏6,000), and ֏10,800 from ֏500,001.
The stamp duty is ֏1,000 per month on a base up to ֏1,000,000 and ֏15,000 above.
The calculator is indicative for a standard monthly salary. Vacation pay, benefits and dismissal settlements follow different rules — ask an accountant for those cases.
What is the income tax rate in Armenia in 2026?
A flat 20% of gross salary. Employees of certified IT companies pay 10%.
How is the social payment calculated?
5% on a base up to ֏500,000 and 10% minus ֏25,000 above it, with the base capped at ֏1,125,000 (payment tops out at ֏87,500). Participation is voluntary for people born before 1974.
How much is the health-insurance contribution?
Nothing up to a ֏200,000 salary, ֏4,800 from ֏200,001 to ֏500,000, and ֏10,800 from ֏500,001 per month.
How much is the stamp duty in 2026?
֏1,000 per month for salaries up to ֏1,000,000 and ֏15,000 above that.
Who transfers the payments — employee or employer?
The employer withholds and transfers all of them as a tax agent; the employee receives the net amount.