Salary calculator 2026
Enter a salary — see the income tax, social payment, stamp duty and the amount in hand. Current rates for Armenia.
Funded pension participation
2026 rates. The result is indicative — vacation pay, benefits and dismissal settlements are calculated differently.
Our clients get this breakdown for every employee right in WhatsApp — automatically.
About the bot Are you the employer? We run the payrollHow salary is taxed in Armenia in 2026
Four payments are withheld from a salary in Armenia: income tax, the social (funded pension) payment, the mandatory health-insurance contribution and the stamp duty. The employer withholds all of them — the employee receives the net amount.
Income tax is a flat 20% of gross salary. Employees of tax-privileged IT companies pay 10%.
The social payment for mandatory participants (born 1974 or later) and those who joined voluntarily before July 2018: 5% on a base up to 500,000 AMD (the state adds another 5%), and 10% of the base minus 25,000 above it. The base is capped at 1,125,000 (15 minimum wages), so the payment tops out at 87,500. Those who joined voluntarily after July 2018 pay a flat 5%, capped at 56,250.
The health-insurance contribution applies from 2026: nothing up to a 200,000 AMD salary, 4,800 between 200,001 and 500,000 (the state adds 6,000), and 10,800 from 500,001.
The stamp duty is 1,000 AMD per month on a base up to 1,000,000 and 15,000 above.
The calculator is indicative for a standard monthly salary. Vacation pay, benefits and dismissal settlements follow different rules — ask an accountant for those cases.
What is the income tax rate in Armenia in 2026?
A flat 20% of gross salary. Employees of certified IT companies pay 10%.
How is the social payment calculated?
5% on a base up to 500,000 AMD and 10% minus 25,000 above it, with the base capped at 1,125,000 (payment tops out at 87,500). Participation is voluntary for people born before 1974.
How much is the health-insurance contribution?
Nothing up to a 200,000 AMD salary, 4,800 from 200,001 to 500,000, and 10,800 from 500,001 per month.
How much is the stamp duty in 2026?
1,000 AMD per month for salaries up to 1,000,000 and 15,000 above that.
Who transfers the payments — employee or employer?
The employer withholds and transfers all of them as a tax agent; the employee receives the net amount.